Krungsri Consumer has partnered with leading brands to introduce the service 'Scan and Pay Installments Without a Card', a new payment innovation that combines 'Scan to Pay' and 'Installment Payment' into a single step. This allows credit card and loan card members of Krungsri Consumer to make installment purchases without carrying a card. Simply use the UCHOOSE application to scan the QR code at partner stores and select an installment plan to manage expenses as desired. Transactions can be processed securely and conveniently through the app, reducing the need for card swiping and signature signing, and instead using identity verification via Biometric or PIN on a smartphone. Members will enjoy the same benefits as with card installment transactions, covering a wide range of product categories including home appliances, electronics, mobile phones, IT, gadgets, insurance, etc. (Terms and conditions apply; please check additional conditions at the point of sale). For more information, visit www.krungsriconsumer.com/qr-installment. Additionally, for credit cards: use only as necessary and repay in full by the due date to avoid interest charges of 16% per annum. For personal loans: borrow only as needed and repay as scheduled to avoid interest charges of 15% - 25% per annum.