Krungsri Consumer, a leader in credit card and personal loan services hosted a seminar titled “Money Inspiration: Sustainable Financial Planning for Salaried Workers”, inviting ‘Dr. P - Rapeerat Thanyawatpornkul’, the owner of the ‘New Breed of Salaried Workers’ page, a famous blogger with over 400,000 followers, to provide accurate financial knowledge to Krungsri Consumer employees. The owner of the ‘New Breed of Salaried Workers’ page emphasized that every salaried worker can achieve financial success as long as they are committed, determined, know how to plan, and take serious action.

 

‘Dr. P’ the owner of the page ‘New Breed of Salaried Workers’ revealed that the path to becoming a salaried worker with a promising financial future is achievable if one knows how to plan in 4 areas: career planning, retirement planning, financial planning, and self-development planning. Here’s how:

 

  1. Career Planning Every salaried worker should think, plan, and set high goals for their career path, while continuously developing their skills and seeking knowledge to succeed in their work and grow appropriately in their careers.

 

  1. Retirement Planning It is essential to plan and set clear retirement goals alongside current career planning. Take action without delay, as having a clear retirement goal and plan will ensure that you can support yourself after retirement without becoming a burden to your family.

 

  1. Financial Planning This can be achieved by following these guidelines:

  • Understand your financial situation by keeping track of your income and expenses to plan your finances effectively.

  • Classify debts into 3 categories for easier management: necessary debts, unexpected debts, and debts from desires, all based on your essential living needs.

  • Consider additional income sources. If you're unsure where to start, try these suggestions: assess your skills and abilities, as they may require no investment; seek opportunities from acquaintances; and look for new opportunities or channels you can explore.

  • Control your expenses with the principle of 'think before you spend' and categorize expenses into three types: necessary expenses, convenient expenses, and desired expenses.

 

  1. Self-Development Planning Alongside career planning, self-development planning is crucial. The more skills you have in your profession, the more it supports your career advancement. Your abilities can also help you expand your work opportunities and create new chances for yourself.

 

If you, as a 'salaried worker', have a strong drive to see yourself with a bright financial future, start implementing these good practices today. Your dream of being a salaried worker with good financial health may become a reality someday... only you can determine the answer for yourself.

 

Thank you for the information from www.krungsri.com