“Land for Loan,” the leading company in mortgage and sale-back services between sellers and investors, showcases its success after just 2 years of operation, with over 1,000 clients and a total value exceeding 2 billion baht. The company is fully committed to expanding its business in 2024 and has recently launched a new service, Loan DD, to further enhance growth opportunities. The company has appointed Miss Universe Thailand 2022, Anna Suangam-iam, as its Brand Ambassador to instill confidence and reinforce the possibilities for everyone. The goal is to release loans ranging from 2 to 5 billion baht to support a 100% growth target.

Dr. Paerinth Ruangpanyawut, CEO of Land for Loan Co., Ltd., the top company in Thailand for mortgage and sale-back services, revealed that in the 2 years since its inception, the company has facilitated over 1,000 clients, amounting to more than 2 billion baht across various regions and provinces in Thailand, including Bangkok, Nonthaburi, Samut Prakan, Samut Sakhon, Ayutthaya, Pathum Thani, Chiang Mai, Chiang Rai, Lamphun, Bueng Kan, Sa Kaeo, Saraburi, Nakhon Chai Si, Khon Kaen, Surat Thani, Satun, and Phitsanulok. “This success is not measured solely by financial figures but by our ability to solve problems and assist our clients in a timely manner. This is our true success because if we were just investors, we would only focus on numbers. However, we are investors who understand the issues faced by sellers and mortgagors. Investment cannot be solely about money; it requires both head and heart to comprehend the perspectives of mortgage and sale-back,” Dr. Paerinth stated.

With this commitment, the company has developed its service model based on understanding, creating a distinction from other service providers by completing transactions within 48 hours. The unique policy of not seizing clients' assets in Land for Loan's services meets customer needs, positioning the company as a leading player in the mortgage and sale-back business today.

However, after some time in operation, Land for Loan has identified issues faced by its clients and is determined to develop and resolve these problems, leading to the expansion of services from Land for Loan to Loan DD by Land for Loan. In the near future, there are plans to broaden the business to include other types of loans under the brand “Loan DD by Land for Loan.”

Land for Loan is a professional in securing funding for clients, ensuring the best contracts and agreements.

Professional services from funding experts help clients feel confident that they will receive the best contracts and agreements. Loan DD by Land for Loan is a legal funding source that can reduce interest burdens, enhance liquidity for SMEs, increase loan limits, and assist in relieving debts from informal lenders. Meanwhile, the company continuously studies and tracks the growth trends in the mortgage and sale-back market, particularly in the next 3-5 years, anticipating that the growth of Blockchain technology will open new opportunities for asset management in unprecedented ways, including Asset Tokenization, which will simplify the approval process for mortgage and sale-back loans.

Highlighting 3 Strategic Pillars for Business Success in 2024 to Expand Opportunities for Everyone Dr. Paerinth stated that in 2024, Land for Loan aims to expand possibilities for everyone through 3 key achievements:

• Land for Loan is a brand that expands possibilities for everyone endlessly. The company has launched a key Brand Ambassador, “Anna Suangam-iam,” Miss Universe Thailand 2022, to instill confidence and reinforce the possibilities for everyone. Anna Suangam-iam was chosen as the Brand Ambassador because she embodies the phrase “If Anna can do it, so can you,” representing Land for Loan's clients.

• Land for Loan is stepping into new challenges for everyone's possibilities. Land for Loan is preparing to take on new challenges with loan services beyond just title deed exchanges, including quick car loans and property leasing under the brand Loan DD by Land for Loan, providing a One Stop Service.

• Land for Loan is preparing funding for mortgages and sale-backs to expand possibilities further. This year, the budget for loan releases is set at 2 to 5 billion baht to support a 100% growth in loan approvals and mortgage-sale transactions, alongside Loan DD by Land for Loan, which will launch in 2024.

Regarding the sale-back market last year, Dr. Paerinth commented that the buying and selling of sale-backs typically occurs among acquaintances, with sellers often facing urgent needs. Sellers are often confronted with unfair offers, with interest rates charged exceeding the legal limit by up to 5% per month or 30% per year, which is significantly high. Addressing this gap and pain point, Land for Loan acts as an intermediary, utilizing various technologies to facilitate the best and fairest deals, helping the general public, SMEs, and individuals in financial distress access fair, legal, and reliable funding sources with low interest rates and no asset seizure policies.

Additionally, there are no limits on loan amounts, adhering to legal interest rate frameworks, with starting interest rates at 0.75% per month, quick approvals, no credit checks, no statement checks, and no need for guarantors, while providing additional services for property sales as a One Stop Service to maximize possibilities for everyone fairly.

Although the company has only been in operation for 2 years, it has gained trust from both clients and investors, reflected in the confidence of over 1,000 clients using its services. Investors can be assured of “returns” and reduced risks through a professional team that carefully selects properties with experienced real estate experts in all aspects of buying, selling, and appraising properties, as well as managing investors until the contract's conclusion to ensure that investors receive the returns they expect through 3 Core Values in service: “Thorough screening, low risk, and 24-hour service.”

1. Assets are thoroughly screened, ensuring low risk. All properties from Land for Loan's services undergo screening by certified appraisers from the Association of Property Valuers of Thailand, with over 10 years of experience in real estate appraisal, and property evaluations approved by the Securities and Exchange Commission (SEC), creating strong confidence in investments.

2. Guaranteed returns. Investing in mortgages and sale-backs through Land for Loan can yield investment returns of up to 9-15% per year, with high-value title deeds as collateral, and transactions conducted transparently in front of officials at the land office, providing returns greater than bank deposits and consistent returns.

3. Expert consultation available 24/7. The Land for Loan team continuously monitors information on the website and assists in finding land or other properties to expand options for investors, providing consultation before investment decisions and facilitating investors throughout the contract process. Dr. Paerinth also commented on the overall mortgage and sale-back market, noting that while the home loan market is valued at over 3.4 trillion baht, the mortgage and sale-back market is valued at no less than 30 billion baht and can grow in response to banks' tightening lending policies, which have seen rejection rates as high as 70%, especially for properties priced below 3 million baht. This has led to increased consumer interest in the mortgage and sale-back market. However, as an intermediary and investor, loan approvals must involve precise data analysis of both borrowers and property values to prevent future bad debts.