Siam Commercial Bank Public Company Limited (SCB) continues to enhance the digital banking experience for its customers by expanding the cardless ATM withdrawal service (Cross Bank Cardless ATM Withdrawal) at over 9,200 SCB ATMs nationwide. The bank has increased its collaboration with two additional banks: Bangkok Bank and CIMB Thai Bank, covering the largest network of partner banks and financial service providers both domestically and internationally in Thailand. SCB is the first and only bank in Thailand to offer cardless cash withdrawal services for mobile banking from abroad, allowing both Thai customers and international tourists to access financial services more conveniently, quickly, and securely.

Mr. Sakwat Ittisawat Assistant Managing Director, Branch Distribution Network Siam Commercial Bank Public Company Limited stated: “SCB is the first bank to initiate the cardless ATM withdrawal service in Thailand since 2021. Currently, SCB ATMs can provide cash withdrawal services that include both card-based and cardless withdrawals from banks and other non-bank financial service providers, including mobile applications from over 16 foreign entities. Additionally, SCB is the first and only bank in Thailand to offer cardless cash withdrawal for mobile banking from abroad through a partnership with Cashmallow since 2023, with plans to expand services in collaboration with GLN from South Korea in 2025. This expansion of the cardless ATM withdrawal service marks a significant step in creating a seamless financial ecosystem that allows everyone to access financial services equitably and inclusively, reflecting our commitment to relentless technology development that meets the needs of modern customers seeking high mobility with services that resonate with their lives, aligning with our strategy of Digital Bank with Human Touch.”

SCB ATMs* support cardless cash withdrawals from over 16 leading banks and service providers, including:, Kasikorn Bank, Bangkok Bank, TMBThanachart Bank, Kiatnakin Phatra Bank, Land and Houses Bank, Bank for Agriculture and Agricultural Cooperatives, Thai Credit Bank, CIMB Thai Bank, Umay+, AEON Thai Mobile, Kashjoy Easy, Cashmallow, and GLN, as well as credit cards and cash withdrawal cards such as Chaiyo Cash Card, CardX SPEEDY CASH, Umay+ card, AEON card, Kashjoy Easy Card, and Tilo Cash Card.

* Cash withdrawal fees and interest rates depend on each bank/account holder's terms.

For credit cards, use only as necessary and repay in full by the due date to avoid interest charges of 16% per annum. In case of cash advances from credit cards, fees and interest will apply from the date of withdrawal.

For cash withdrawal cards, borrow only as needed and repay within your means. Interest rate is 25% per annum.