HomePro kicks off the new year with a fresh concept aimed at allowing everyone to purchase their favorite items through the launch of the campaign HomePay for a Thriving Life! with 'HomePay Loan' . This service offers a ready-to-use credit line for Buy Now Pay Later (BNPL) under the concept of 'Easy-Cheap-Fast', meaning easy application! Just one ID card required! No income documentation needed, available through the HomeCard app. The interest rate starts at just 0.62% per month, with a maximum annual interest rate of 15%. Approval can be done in as little as 3 minutes, catering to the lifestyle of independent professionals and anyone looking to shop comfortably. Customers can easily pay for any item over a period of up to 36 months with a maximum loan amount of 100,000 Baht, in collaboration with Krungsri Genesis, making it easier for customers to access loans while enjoying numerous benefits throughout the year until December 31, 2024.

Ms. Saowanee Sirariyakul, Assistant Managing Director of Marketing Group at Home Product Center Public Company Limited (HomePro) stated, “HomePro recognizes that understanding customer needs is paramount. We leverage our expertise and strengths as a leader in Home Solution and Living Experience, with a large customer base that seeks to purchase products and services, whether in the categories of electrical appliances, furniture, mattresses, sanitary ware, or home decor. We aim to enhance financial opportunities for HomeCard customers and various independent professionals, thus launching the HomePay for a Thriving Life! with 'HomePay Loan' as a new financial service that will support the spending of many Thais who have income but lack income documentation or credit cards, using just their ID card to apply through the HomeCard app. This will make monthly spending easier and more flexible, meeting the needs of modern consumers across all professions, providing value in terms of interest rates and repayment periods. Therefore, we collaborated with Krungsri Genesis to develop and launch the 'HomePay Loan' product.”

Ms. Patthathai Kulchan, Managing Director of Ayudhya Capital Services Co., Ltd., as a representative of credit cards and loans under Krungsri Consumer said, “This marks an important step in expanding our business collaboration. Krungsri Genesis, under the management of Ayudhya Capital Services Co., Ltd. within Krungsri Consumer, has expertise in developing quality financial products and services. We will handle loan services in collaboration with a strong partner like 'HomePro', a leader in the retail business for home and living products. We are confident that the 'HomePay Loan', a new financial service in the Buy Now Pay Later format, will be the first product offered to HomePro customers, enhancing access to loans for a wider audience through a digital financial platform. The loan assessment will use alternative data, with applicants consenting to data access, making it user-friendly and allowing transactions anytime, anywhere while ensuring personal data security at every step. The maximum loan amount is 100,000 Baht, with comfortable repayment terms of up to 36 months. Customers can simply choose products and scan to pay at HomePro and Mega Home across over 100 branches nationwide, applying easily through the HomeCard app and UCHOOSE, with approvals in as little as 3 minutes. Additionally, repayments can be made easily via Mobile Banking of any bank using QR Code without extra fees. All of this will elevate financial solutions that fully meet the needs of today's consumer lifestyle.”

“HomePro aims to provide the 'HomePay Loan' as a support tool for consumers to reduce cash burdens and help create a better life through convenient spending. Moreover, HomePro will enhance value for consumers to have a thriving life throughout 2024 by offering promotions through the HomePay loan, such as special discount coupons, 0% interest for the first month for new applicants, and many other benefits that will be added to allow customers to shop for their favorite items throughout the year. Applications can be made to start enjoying these benefits from today until December 31, 2024,” Ms. Saowanee stated.

Those interested can find more details about the 'HomePay Loan' at the HomeCard app: https://home-pro.org/3TR7cB2