Kasikorn Bank Launches 3 Popular Personal Loan Services for Self-Application via K PLUS with Quick Approval in 15 Minutes

Aug 16, 2021 | view 7,865

Kasikorn Bank caters to customers by enhancing financial service applications to meet the needs of the COVID era. Customers can now apply for banking services from home through K PLUS with three popular personal loan services: Xpress Loan, Xpress Cash Card, and Kasikorn Credit Card. This allows customers to enjoy convenience and reduce the risk of going out, as they can apply from anywhere. Easy application steps on K PLUS with approval results in as little as 15 minutes.

Xpress Loan offers instant cash with approval through K PLUS in as little as 15 minutes. Once approved, customers can receive the funds directly in their accounts immediately. This service is available for customers with a minimum salary of 7,500 THB, with no collateral or guarantor required. The interest rate starts at 15% for the entire contract period, with low monthly payments based on a reducing principal and interest model. For a loan of 10,000 THB, the monthly payment starts at 550 THB, requiring no documentation—just a salary account or a minimum of 7 months of banking activity with Kasikorn Bank.

Xpress Cash Card provides quick access to cash, ensuring customers have funds available throughout the month. Apply through K PLUS and get approval in as little as 15 minutes, with funds ready for use in the account. This service is available for customers earning 7,500 THB or more, allowing cash withdrawals, purchases, and installments all on one card. Cash withdrawals are interest-free for up to 30 days from the approval date, and installment purchases have a minimum interest rate of 0% for up to 36 months. No documentation is needed, just a salary account or a minimum of 7 months of banking activity with Kasikorn Bank.

Kasikorn Credit Card - Life Never Miss ensures you never miss out. Apply through K PLUS and receive approval in as little as 15 minutes, with the card ready for immediate use. This service is available for customers with a minimum income of 15,000 THB, along with access to KBank Smart Pay, allowing 0% interest installment payments for up to 10 months at leading retailers. Enjoy various benefits tailored to your lifestyle, including dining, shopping, and travel. No documentation is required, just a salary account or a minimum of 7 months of banking activity with Kasikorn Bank.

Customers wishing to apply for these three loan services who have not yet verified their identity with Kasikorn Bank must first register for digital identity verification (NDID) on K PLUS and confirm their identity using their ID card through one of the following channels:
1) ATM with K CHECK ID sticker
2) Bank branch
3) KBank Service representative. Only then can they proceed with the loan application on K PLUS.

Interested customers can apply for loan services on K PLUS starting today, between 08:00 AM and 07:00 PM. For inquiries, contact K-Contact Center at 02-8888888. For more details, visit: