We all know we should be saving money, right? Sometimes we save a lot, sometimes just a little, but now that we’ve reached 2019, if we continue saving the same way as last year, our savings might not grow much at all. Especially this year, the Year of the Pig, let’s save money in a way that truly reflects the spirit of a piggy bank!

Invest in Gold

Savings don’t always have to be in cash. Saving in gold is also a valid form of saving. Gold is an asset that is easy to buy and sell. If we accumulate gold little by little or buy some every month, over time, its value will definitely increase. Saving in gold is a great way to align with the prosperous Year of the Golden Pig.




Allocate Your Salary for Long-Term Savings

Last year, we often saw articles suggesting the 50-50 saving method where you save half and spend half. This year, let’s try a different approach: save a larger sum right away. When you receive your salary, set aside a portion to invest in a long-term fund like LTF. This way, you won’t be able to withdraw it for 7 years, effectively forcing you to save a significant amount. Plus, you’ll receive returns when the LTF fund matures!


Collect Unusual Money

This method can help increase your savings. The money you withdraw from ATMs or receive as change often varies. For example, if you withdraw cash and notice that the serial numbers are consecutive or have repeating digits, keep those bills and don’t spend them. It may seem trivial, but this method can significantly boost your savings!

If we are truly committed this year and have clear goals, we will definitely see an increase in our savings during this Year of the Golden Pig. If you want to compare savings accounts and interest rates from various banks, you can check here: click here. Not only can you compare various products like personal loans, credit cards, and car insurance, but you can also compare interest rates from multiple banks!

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